Sector expertise
Industries we serve
We work with businesses across Bedford and Bedfordshire in a wide range of sectors. Whatever your industry, we understand your challenges.
Construction & Trades
CIS contractors, subcontractors & tradespeople
The Construction Industry Scheme (CIS) has its own rules and deadlines. We specialise in CIS accounting for contractors and subcontractors across Bedford and Bedfordshire — from monthly returns to verifying subcontractors and reclaiming overpaid tax.
Get in touchWhat we handle for you
- CIS monthly returns & deductions
- Subcontractor verification
- CIS tax refund claims
- Bookkeeping & Self Assessment
- VAT returns (including reverse charge)
- Payroll for site workers
Freelancers & Contractors
IT contractors, consultants, creatives & more
Whether you're a freelance designer, IT contractor or marketing consultant, we help you keep more of what you earn. From setting up the most tax-efficient structure to handling your Self Assessment and Making Tax Digital obligations.
Get in touchWhat we handle for you
- Self Assessment tax returns
- MTD setup & compliance
- Expense optimisation
- IR35 guidance
- Limited company vs sole trader advice
- Quarterly bookkeeping reviews
Property Landlords
Buy-to-let landlords & property investors
Rental income, allowable expenses, mortgage interest relief, capital gains — property tax is complex. We help landlords across Bedford and Bedfordshire stay compliant, claim everything they're entitled to, and plan ahead for MTD for Income Tax.
Get in touchWhat we handle for you
- Rental income Self Assessment
- Allowable expense reviews
- Capital Gains Tax advice
- MTD for Income Tax preparation
- Multiple property portfolios
- Furnished Holiday Let (FHL) accounting
Retail & E-commerce
High street shops, online sellers & market traders
From managing stock to handling VAT on online sales, retail accounting has its own challenges. We work with Bedford's independent retailers and online sellers to keep their books in order and their tax bills as low as legally possible.
Get in touchWhat we handle for you
- Bookkeeping & stock management
- VAT returns & MTD for VAT
- Payroll for retail staff
- Annual accounts & Corporation Tax
- E-commerce platform reconciliation
- Management accounts
Healthcare & Wellbeing
GPs, dentists, therapists & health professionals
Healthcare professionals often have complex income streams — NHS contracts, private practice, locum work. We understand the nuances of healthcare accounting and help you manage your finances efficiently.
Get in touchWhat we handle for you
- NHS and private income accounting
- Locum & self-employed returns
- Practice accounts & payroll
- Pension contribution planning
- VAT for healthcare services
- Self Assessment for GPs & consultants
Hospitality & Food
Restaurants, cafés, caterers & food businesses
Cash-heavy, high-volume and seasonally variable — hospitality businesses need sharp bookkeeping. We help restaurants, cafés and caterers in Bedford stay on top of their finances and make the most of every pound.
Get in touchWhat we handle for you
- Daily takings reconciliation
- VAT returns (including flat rate scheme)
- Payroll for hospitality staff
- Seasonal cash flow planning
- Annual accounts & Corporation Tax
- HMRC compliance & inspections
Don't see your industry?
We work with businesses of all types. Get in touch and we'll let you know how we can help.